Free 30 Day No Spend Challenge Printable (2024)

Free 30-Day No Spend Challenge Printable

This free 30-day no spend challenge printable will make it more fun to stay motivated when you’re trying to keep your expenses at a minimum. This no-spend tracker will also help keep you accountable.

I included several elements on this printable 30 day no spend challenge tracker:

  • space for you to write down what you’re saving for. This is where you write down what motivated you to start this challenge.
  • starting date and ending date
  • exceptions: write down things you’re allowed to spend money on during these 30 days
  • notes

I recommend placing this page somewhere where you’ll easily find it whenever you need it since you want to keep this challenge in mind every day, inside your planner for instance. To help you do so, I’m sharing this printable in 3 sizes that fit most planners: US Letter, A5/A4, and Classic Happy Planner.Free 30 Day No Spend Challenge Printable (1)

Not sure how to make the best of your planner? Read this post: 150+ things to track in your planner

This free printable Period tracker is one of the 160 pages included in the Ultimate Planner Bundle. I’ve decided to share a few pages as free samples to help you give printable planner inserts a try.

You can download this free printable further down this page.

(This post contains affiliate links. For more information, see my disclosures here.)

Pin this image for later:Free 30 Day No Spend Challenge Printable (2)

Want more printable bullet journal/planner inserts? Check out these posts:

  • 100 Day Challenge Habit Tracker
  • Free Printable Vertical Lined Weekly Planner Layout
  • Free Printable Dot Grid Paper
  • Free Printable Graph Paper
  • Free Period Tracker for your planner
  • Utilities Information Sheet
  • New Resolutions Printable
  • Important Dates Printable Tracker
  • Songs of the Month Printable Planner Insert
  • Free Printable USA Travel Map
  • Free Printable Weekly Meal Planner
  • Free Printable Cleaning Schedule
  • Free Printable Grocery List
  • Free Printable Christmas Gifts List

What are the benefits of adding printable planner inserts to your planner?

FLEXIBILITY:
Adding printable pages to your planner is one of the easiest and cheapest ways to create a flexible planning system that truly fits your needs and works for you. I love the ability to add, move, remove, and change pages around. That’s the reason why I strongly recommend getting a planner that allows you to move pages around (disc or ring bound).

I can’t say enough good things about the concept of printable planner inserts and that’s why I think everyone should give it a try!

CUSTOMIZATION:
By adding printable planner inserts to your planner, you’re no longer limited to what comes inside commercial planners. You get to be creative and decide what sections and pages you need. We all have different lives, different ways of operating, and different needs… It only makes sense that we all should have different planners, customized to fit our needs.

Not sure how to make the best of your planner? Here is a list of 150+ things to track in your planner.

What paper hole punches do you need to easily add printable insert inside your planner?

For Disc Bound planners (such as Happy Planner), I recommend this Discbound hole punchFree 30 Day No Spend Challenge Printable (3), you can use it to punch all sizes of disc-bound planners (Big Happy Planner, Classic Happy Planner, or Mini Happy Planner).

For Ring-Bound Planners (such as Filofax, Carpe Diem, Websters Pages, etc), I recommend getting an adjustable 6-hole paper punch Free 30 Day No Spend Challenge Printable (4)so that it can punch several different sizes of paper for different planners (A5, personal, micro, and compact…).

  • Also read: 45 Must-Have Planner Supplies

Do you like this printable?
Check out the Ultimate Planner Bundle – 160 Planner Inserts to customize your planner & get more organized

Printable planner inserts are a cheap and easy way to customize your planner and make it fit your needs.
The Ultimate Planner Bundle includes 160 pages of printable planner inserts to help you organize all areas of your life: home management, health & wellness, finance, hobbies, goals, weekly, monthly, and yearly calendars.
I also included 12 different planner layouts to help you decide which layout works best for you. To make it easy to print and combine with most planners, 3 sizes are included: US letter, Classic Happy Planner, and A5.

You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.

Free 30 Day No Spend Challenge Printable (5)You can see larger images and a flip-through video of all the 160 planner inserts included in the Ultimate Planner Bundle on this page. I also have a special offer for you:

See everything that is included in the Ultimate Planner Bundle

See and compare all my other bundles

Free 30 Day No Spend Challenge Printable (6)Download this Free Printable 30 Day No SPend Challenge Printable Tracker

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Free 30 Day No Spend Challenge Printable (7)How to download this file?

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FAQ:

  • My favorite planner supplies
  • Discover my best printing tip:How to print for free or super cheap?
  • Tips and tools to easily turn PDF printables into planner stickers

Don’t forget to also look at other planner freebies I shared on the blog!

Would you like more printables for your planner? Check out my bundles:

I created several special packs with printable planner stickers and inserts to help you decorate and organize your planner. You can compare all my packs at once and see more details on this page.

  • the Functional Stickers Bundle: 50 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Kawaii Stickers Pack: 13 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Ultimate Planner Bundle: 160 printable planner inserts (in 3 sizes: US Letter, A5/A4, Classic Happy Planner) to help you create a planner that really fits your needs! You can also try 9 different weekly layouts to see which style you like best! You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.
  • 10 Lettering Workbooks with 370+ lettering worksheets: PDF (printable) & JPEG (for Procreate App+IPad)
  • the Planner Lover Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle
  • the Whole Shop Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle + 10 Lettering Workbooks

Free 30 Day No Spend Challenge Printable (8)

I create lots of free printables, if you want to make sure to be updated and receive exclusive freebies, join the Lovely Newsletter:Free 30 Day No Spend Challenge Printable (9)

Free 30 Day No Spend Challenge Printable (2024)

FAQs

What is the 30 day no spend challenge? ›

What is the no-spend challenge? This viral trend involves going as long as possible without spending money on non-essential. (Rent, groceries and other necessities are okay.) Participants track their progress on a calendar, trying to rack up as many consecutive no-spend days as possible.

How to succeed at the no spend challenge? ›

If you accept the no-spend challenge, here are tips to help you succeed.
  1. Set a goal. How much do you want to save? ...
  2. Consider starting small. ...
  3. Buy only essentials. ...
  4. Limit your purchasing methods. ...
  5. Resist online shopping. ...
  6. Plan to do other things. ...
  7. Share your plan. ...
  8. If you slip, don't give up.
Jan 23, 2024

What are the rules of a no spend month? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What are the colors for the no spend challenge? ›

Join the No Spend Challenge movement

Color each bubble green when you've avoided spending unnecessarily. Leave it blank or color it red when you slip up. If this is your first time participating in a No Spend Challenge, go easy on yourself.

What is the $100 in 30 days challenge? ›

The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day. As shown in the picture below, daily savings deposits start at $1 a day for five days followed by $2, $3, and $4 each for five days.

What is the $5000 challenge? ›

You can save over $5,000 in just over three months with the 100 envelope challenge. It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random.

How to go 30 days without spending money? ›

How to be Successful in a No-Spend Month, 10 Tips and Tricks
  1. Choose the right month. ...
  2. Research free activities to do in your local area. ...
  3. Put your money away to reduce the temptation. ...
  4. Get your friends and family involved. ...
  5. Remind yourself why you're committing to a no-spend month. ...
  6. Track or monitor progress.
Nov 21, 2022

What is cash stuffing? ›

Cash stuffing involves putting money in envelopes earmarked for various spending categories — like rent, groceries, entertainment and gas. Once you use up all the money in a given envelope, you aren't allowed to spend any more in that category until the following month.

What is the easy no-spend challenge? ›

The No-Spend Challenge isn't giving up all spending, again it's nonessentials. You need to pay the bills and buy important things that pop up (like groceries or school supplies, or even a new heater if yours goes out). The goal is to challenge yourself to only spend on the essentials.

What is the zero spend method? ›

Zero-based budgeting (ZBB) is a method of budgeting in which all expenses must be justified for each new period. The process of zero-based budgeting starts from a "zero base," and every function within an organization is analyzed for its needs and costs.

What is the 30 day spending plan? ›

Tips for implementing the 30-day rule

Create a wishlist: Maintain a list of items you desire to purchase and revisit it after the waiting period is up. You might find that some of those items have lost their appeal. Track savings: Use a dedicated savings account for the money you save by resisting impulse spending.

What are the rules for no spend days? ›

A no-spend challenge is when you don't spend money on any nonessential items for a set period of time. The goal of this challenge is to limit your spending to basic living expenses to save money. For example, you'll still be able to buy groceries, but you'd skip the coffee shop.

How to do a no spend month challenge? ›

How to be Successful in a No-Spend Month, 10 Tips and Tricks
  1. Choose the right month. ...
  2. Research free activities to do in your local area. ...
  3. Put your money away to reduce the temptation. ...
  4. Get your friends and family involved. ...
  5. Remind yourself why you're committing to a no-spend month. ...
  6. Track or monitor progress.
Nov 21, 2022

What is the 30-day spending plan? ›

Tips for implementing the 30-day rule

Create a wishlist: Maintain a list of items you desire to purchase and revisit it after the waiting period is up. You might find that some of those items have lost their appeal. Track savings: Use a dedicated savings account for the money you save by resisting impulse spending.

How to do the 30-day money challenge? ›

Here's how it works: When you have the urge to make an impulse purchase, wait for 30 days and give yourself time to think about it. While considering the purchase, deposit the money you need for it into a savings account. If you still want to buy that item after the 30-day period is up, go for it.

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